UBS appreciates your visit to this web site (“UBS Website”) and your interest in our services and products. Your privacy is important to us and we want you to feel comfortable visiting our site. We take care to protect your personal data collected, processed and used during visits to the UBS Website.
You will find additional detailed information on how UBS processes its clients’ personal data in the UBS data privacy notice. UBS publishes the data privacy notice and all amendments to it on its website.
By accessing the UBS Website you accept this Privacy Statement (“Statement”).
If you do not agree to this Statement, do not proceed to further web pages of the UBS Website.
This Statement may be updated from time to time. We therefore ask you to consult it on a regular basis. The last line of this Statement below indicates when the Statement was last updated.
What are the purpose and the scope of this Statement?
UBS AG, its subsidiaries and branches (“UBS” or “we”) are committed to safeguarding the personal information that we collect from individuals who use the UBS Website. Accordingly, UBS has developed this Statement to describe how and what type of data will be collected from users of the UBS Website and the purposes for which UBS may collect, share or disclose the data. UBS also outlines reasonable precautions which are taken to keep your data secure.
This Statement applies to any information obtained by UBS through your use of the UBS Website. It is not applicable to any Internet websites controlled by third parties not affiliated with UBS that the UBS Website may link to (“Third Party Sites”). Please review the privacy statements of Third Party Sites as UBS is not responsible for and has no influence on the content or the privacy practices of Third Party Sites.
The terms of this Statement are subject to any additional terms of disclaimers or other contractual terms you have entered into with UBS such as client privacy statements or notices, and any applicable mandatory laws and regulations.
What information do we collect from you and for what purpose?
When you visit the UBS Website, our web server automatically records details about your visit (for example, your IP address, the web site from which you visit us, the type of browser software used, the UBS Website pages that you actually visit including the date and the duration of your visit).
In addition, we collect personal data which you provide through the UBS Website, for example when you enter personal details (e.g. name, gender, address, e-mail address, phone/fax number) on a registration page or if you sign up for an email newsletter.
UBS will use your personal data:
- for the purposes of technical administration and research & development of the UBS Website,
- for customer and user administration and marketing,
- to inform you about our services and products, and
- for such purposes as otherwise specified.
UBS respects applicable laws and regulations in its use of personal data.
How do we use tracking technologies to collect and save information about you?
UBS uses tracking technologies such as cookies and pixels to collect information, such as that referred to above (see: “What information do we collect about you and for what purpose?”), to gain a better understanding of how visitors use the UBS website. These technologies help us to manage the UBS website and to improve its IT security and user-friendliness. We can, for example, identify if your end device had already established a connection to us at an earlier point in time and see which are the most frequently used areas of the UBS website.
- browser type and version;
- the website address (URL) from which you linked to the UBS website;
- the name of your provider;
- the IP address of the end device;
- date and time of access to the UBS website;
- pages visited and length of time spent on them.
We use similar services from other providers with locations worldwide. These providers often do not receive any personal data, but may record the user’s use of the website in question, for example, by using cookies and other technologies. These records may be combined with similar information from other websites. This allows the behavior of a particular user to be recorded across multiple websites and across multiple devices. The respective provider may also use this data for its own purposes, e.g. for personalized advertising on its own website and on other websites to which it supplies advertising. If a user is registered with the provider, the provider can assign the usage data to this person. To this end, it will usually obtain the consent of the person concerned and enable him/her to revoke this consent in accordance with his/her requirements. Such personal data is processed here by the provider at its responsibility and according to its own data protection regulations.
A “pixel” is a code snippet used to collect additional information about the use of the UBS website. A pixel is a very small symbol (roughly the size of one pixel) that is displayed on the UBS website and that collects specific information each time the UBS website is visited. The individual pages of the UBS website may use different pixels, so that your movements on the website can be tracked. We use pixels on our website for web analysis and advertising purposes.
In many cases, you can also control tracking technologies using your browser. Please set up your browser so that you are warned, if you so wish, of tracking technologies (such as cookies) and/or accept these. You can usually find your browser’s corresponding options and instructions for use in the manual or your browser’s help file. It is not mandatory to collect the aforementioned data using tracking technologies. However, rejecting, suspending or deactivating tracking technologies may limit the availability of the services offered through the UBS website. In addition, parts of the UBS Website may no longer function properly.
“Social plugins”: The UBS website uses social plugins, e.g. from YouTube. This means that buttons of the respective providers are displayed or contents of the respective provider are integrated into the website. If you visit a website that uses such a social plugin, your browser establishes a connection with the relevant providers. The content of the social plugin is transmitted to your browser by the respective provider and integrated into the respective website. This process enables the provider concerned to receive the following data in particular:
- the information that your browser has called up the website in question;
- the IP address of the device used, even if you do not have an account with the provider.
If we send newsletters by e-mail, we can determine if and when you have opened the e-mail. This enables us to assess your use of the e-mail and to better tailor our offers to your interests. You can prevent this data processing in your e-mail program. You can set your e-mail program so that no information about the use of the e-mail is transmitted.
How do we process information in connection with YouTube videos?
We have integrated components from YouTube into the UBS website. YouTube allows all kinds of videos to be published, so that complete films and TV shows as well as music videos, trailers and self-made videos can be accessed via the online portal.
If you are simultaneously logged on to YouTube when you access the UBS website, YouTube and Google are informed by the YouTube components that you have visited the UBS website, regardless of whether you click on a YouTube video or not. If you do not wish this information to be shared with YouTube and Google in this manner, you can opt out of receiving this information by signing out of your YouTube account before you visit our site.
To whom do we disclose your information collected from the UBS Website?
UBS may disclose your information to its affiliates and its and their agents and third party providers inside or outside your country of residence to perform services for UBS and for the purposes stated above. Our affiliates, agents and third party providers who have access to personal data obtained through the UBS Website are obliged to respect privacy.
When transferring personal data internationally we make sure that we comply with applicable laws and regulations, for example, by entering into agreements which will ensure that the recipients of your information maintain an adequate level of data protection.
We may also disclose your information to governmental agencies or entities, regulatory authorities, or other persons in line with any applicable law, regulations, court order or official request, or under any and for the purposes of any guidelines issued by regulatory or other authorities, or similar processes as either required or permitted by applicable law.
What security measures have we implemented to protect your information collected through the UBS Website?
UBS has implemented reasonable technical and organisational security measures to protect your personal data collected by UBS via the UBS Website against unauthorized access, misuse, loss or destruction.
How do we treat electronic messages sent to and from UBS?
All electronic messages sent to and from UBS are automatically retained in a distinct journaling system which preserves the evidential weight of the e-mails. They are protected by reasonable technical and organisational measures and may only be accessed in justified cases in line with applicable laws and regulations (e.g. court order, suspicion of criminal conduct, violation of regulatory obligations, material breach of employment contract) to specific persons in defined functions (e.g. Legal, Compliance, Risk). Every step of the process, as well as the search criteria used, are logged in an audit trail. All emails are disposed of after the applicable retention period has expired.
What should you consider when sending data over the Internet?
The Internet is generally not regarded as a secure environment, and information sent via the Internet (such as to or from the UBS Website or via electronic message) may be accessed by unauthorized third parties, potentially leading to disclosures, changes in content or technical failures. Even if both sender and receiver are located in the same country, information sent via the Internet may be transmitted across international borders and be forwarded to a country with a lower data protection level than exists in your country of residence.
Please note that we accept no responsibility or liability for the security of your information whilst in transit over the Internet to UBS. In order to protect your privacy we would like to remind you that you may choose another means of communication with UBS, where you deem it appropriate.
How do we deal with information from individuals under the age of 18?
The UBS Website does not seek to collect personal data from individuals under the age of 18. Individuals under the age of 18 should receive permission from their parent or legal guardian before providing any personal data to UBS on the UBS Website.
How can you access or review your personal data?
You may, where permitted by applicable law or regulation:
- check whether we hold your personal data,
- ask us to provide you with a copy of your personal data, or
- require us to correct any of your personal data that is inaccurate.
Should you have a request regarding the processing of your personal data please send a letter to the following address:
Dr. Gabriele Holstein
Group Data Protection Officer
UBS Business Solutions AG
Last update in May 2020.