Online access to mortgages
You obtain access to mortgage financings for investment properties and self-occupied properties throughout Switzerland.
Are you looking for an attractive risk-return profile? Invest in Swiss mortgages – we will be happy to help you.
You obtain access to mortgage financings for investment properties and self-occupied properties throughout Switzerland.
You, as the investor, decide which loans to grant and which interest rates to offer for which terms.
We are your single point of contact for the assessment, brokerage and take care of the entire administration.
Through our mortgage platform, you can invest in mortgages for both investment properties and self-occupied real estate properties.
We bring mortgage borrowers and investors together in a very simple manner, whilst taking care of the entire administration.
The mortgage borrower submits a request for a mortgage.
We carefully assess each financing request according to our internal guidelines.
If the financing request meets the guidelines, the loan request will be processed on the platform.
Offers will be established from investors.
key4 forwards the offers from investors to the mortgage borrower.
The mortgage borrower reviews the various offers and makes a decision. We then take care of all the administration, coordinate the signature of the contract and the payout of the mortgage.
Category |
Investment properties |
Self-occupied real estate properties |
Type of property |
Completed multi-family units and properties for commercial use |
Self-occupied real estate properties in Switzerland (incl. luxury, rented and vacation properties) |
Security |
One pledged object per request (incl. total pledge) |
One pledged object per request |
Financing structure |
Fixed-rate mortgage or fixed-rate mortgage combined with a SARON Flex mortgage |
Possibility to have a maximum of three mortgage tranches from different providers |
Loan amount |
From CHF 1 000 000 |
From CHF 100 000 |
Term |
2–20 years, can be combined with a SARON Flex mortgage |
1–15 years and SARON mortgages |
Thomas Inderwildi
Head of Asset Management at the Swiss Post Pension Fund