Invest in mortgages

Are you looking for an attractive risk-return profile? Invest in Swiss mortgages – we will be happy to help you.

The advantages of UBS key4 mortgages

You obtain access to mortgage financings for investment properties and self-occupied properties throughout Switzerland.

You, as the investor, decide which loans to grant and which interest rates to offer for which terms.

We are your single point of contact for the assessment, brokerage and take care of the entire administration.

Through our mortgage platform, you can invest in mortgages for both investment properties and self-occupied real estate properties.

Category	Investment properties	Self-occupied real estate properties
Type of property	Completed multi-family units and properties for commercial use	Self-occupied real estate properties in Switzerland (incl. luxury, rented and vacation properties)
Security	One pledged object per request (incl. total pledge)	One pledged object per request
Financing structure	Fixed-rate mortgage or fixed-rate mortgage combined with a SARON Flex mortgage	Possibility to have a maximum of three mortgage tranches from different providers
Loan amount	From CHF 1 000 000	From CHF 100 000
Term	2–20 years, can be combined with a SARON Flex mortgage	1–15 years and SARON mortgages