UBS key4 mortgages – investment property financing |

A mortgage for your investment property

Are you looking for financing for your property? That’s lucky. Because at UBS key4 mortgages, you will receive several attractive offers with just one request.

Interested in sustainable financing?


consultation and non-binding offer

Our indicative interest rates*

These interest rates are for illustrative purposes only and are updated regularly (last update: 14.02.2024). They do not constitute a binding financing offer.

UBS key4 mortgages calculated the interest rates shown based on the following financing parameters:
Property: apartment building in a central location (e.g., BE, BS, GE, ZH); Loan amount: CHF 1 to 10 million; Affordability: up to 100%; Loan-to-value ratio: 45% to 55%; Mortgage payout date: 14.03.2024.

UBS key4 mortgages connects institutional investors and borrowers for investment properties. An individual, binding financing offer is the result of a bidding process on UBS key4 mortgages, during which the investors check the loan request individually. The result of the bidding process cannot be predicted. The indicative interest rates shown are estimations from UBS key4 mortgages on the basis of previous loans with the financing parameters shown. Additional parameters may be taken into account when checking your financing inquiry. Please contact UBS key4 mortgages to discuss your concrete inquiry.

What clients say about us

Quality at excellent conditions

Thomas Graf
Owner and Managing Director of Graf AG General-/Totalunternehmung

High level of transparency, first-class interest rates

Béatrice Schaeppi
Managing Director and General Partner of Schaeppi Grundstücke Verwaltungen KG

Clear structure, simple comparison

Bruno Gerber
Financial Officer of Baugenossenschaft Berna

What you can expect from UBS key4 mortgages

Always at your side

We assess and broker requests and take care of the entire administration.

Several offers

With one request you will receive several attractive offers.

Transparent costs

There are no hidden costs. You only pay fees if you take out a mortgage.

How can I find attractive mortgages?

How can I find attractive mortgages?

Is your investment property suitable for UBS key4 mortgages?



Type of property

Completed multi-family units and properties for commercial use


One pledged object per request (incl. total pledge)

Financing structure

Fixed-rate mortgage or fixed-rate mortgage combined with a SARON Flex mortgage

Loan amount

From CHF 1 000 000


2–20 years, can be combined with a SARON Flex mortgage

3 benefits of investment properties

Alternative investment opportunity

An investment property is a cost-effective alternative to bonds, equities or other securities. You benefit from regular returns in a stable market environment.

Would you like to invest in mortgages?

We bring mortgage holders and investors together and take care of the administration. Invest in investment properties or in owner-occupied residential property.

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