What is key4?

What makes us special

What is key4?

There are many different types of mortgage offers. With various interest rates and terms, from a range of providers: it’s difficult to get an overview.

Instead of spending a great deal of time obtaining offers, with key4 you can simply let the providers come to you: just give us a few details and you will immediately receive non-binding offers from various Swiss providers. They are transparent, independent, individual and of course free of charge.

What is key4?

What makes key4 so special?

One provider may offer attractive interest rates for long mortgage terms, while another may have particularly good conditions for short terms. Which one should you choose? With key4 you can select both.
Benefit simultaneously from a favorable variable-rate mortgage from one provider and an attractive fixed-rate mortgage from another. For example, by combining offers from UBS, pension funds or investment foundations.
And the most important thing is that you remain independent and autonomous in your choice of mortgage. You decide on the product, term and provider for yourself.

What is different about key4?

How does key4 work?

First, you must answer a few questions online about the financial conditions of your desired mortgage, your property and your financial situation.

You then define your personal preferences: do you want stability and long-term predictability, or market-oriented interest rates at the risk of having to accept interest rate fluctuations?

With just one inquiry you will receive the most attractive offers from our different providers in a flash. Our offers are transparent and comparable.

From here on, our advisors take over and explain how to proceed step by step.

How does key4 work?

What are the advantages?

Thanks to a wide selection of offers and transparent price comparison, you can choose the most attractive offer for each tranche: combine offers from different providers to obtain a suitable total financing package.

At the same time, individual and reliable advice is crucial. That’s why we are at your side throughout the process – from advising you on the initial offer through to paying out your mortgage – and beyond.

Who are the providers?

To find the best offers for you, we work closely with Swiss institutional investors. In addition to UBS, these include pension funds and investment foundations, for example. May we introduce them to you?

> Get to know our providers

Will I be advised individually?

Of course – and advice is even free of charge. A key4 advisor will help you put together your mortgage right from the start. However, the choice of offer and provider is entirely up to you.


Ready to go?

Obtain a non-binding offer within minutes.

Combine offers from various Swiss financing providers to create your own personal total financing solution.

Attractive interest rates
Terms of up to 15 years
Easily combine offers
Immediate non-binding online offer
Advice and processing from a single source
Swiss financing providers
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