SARON mortgage: Flexible Mortgage | Replacement Libor |

SARON mortgage

All you need to know about SARON and the SARON mortgage.

Our indicative interest rates*

The UBS key4 saron mortgage has a variable interest rate and an indefinite term. Read more in the factsheet.

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These interest rates are for illustrative purposes only and are updated regularly (status as of 26.05.2024, 08:00 am). They do not constitute a binding financing offer.

The interest rates shown were determined by UBS key4 mortgages on the basis of the following financing parameters: canton: Zurich, loan amount: CHF 500,000, affordability: 24%, loan-to-value ratio: 50%, mortgage payout date: 27.05.2024.

The SARON mortgage interest rate comprises the SARON rate, plus the margin.

How will interest rates evolve?

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What are the advantages and disadvantages?

Attractive and market-oriented Swiss base rate
Possibility to switch to a UBS key4 mortgages fixed-rate mortgage at any time
Indefinite contract term
Fluctuating interest rates, resulting in less planning reliability

A SARON mortgage is of interest to you if you:

  • looking for flexible financing to buy your own home.
  • follow developments on the financial markets.
  • can accept short-term interest rate fluctuations.
  • want to benefit from attractive interest rates.

How much is your property worth?

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