Mortgages: what do you need to consider?
Home Mortgage

Mortgages

The foundation for your own home

What do I need to bear in mind when taking out a mortgage and how can I put together my optimal financing? You will find the answers here.

Our mortgage types

Fixed-rate mortgage
The mortgage with a fixed interest rate, so that you can plan your long-term budget with certainty.
More about the fixed-rate mortgage
SARON mortgage
The mortgage with a variable interest rate, so that you can benefit from low or falling interest rates.
More about the SARON mortgage

Mortgage comparison

To make it even easier for you, we have summarized all the characteristics of the fixed-rate mortgage and the SARON mortgage at a glance.

Compare now

Good to know

Re-financing a mortgage
What should I look out for when re-financing my existing mortgage?
Find out here
Online mortgage
How can I obtain attractive mortgage offers online?
Find out here

Our indicative interest rates*

1.97

SARON

from 1.97 %

5-year fixed-rate mortgage

from 2.42 %

10-year fixed-rate mortgage

from 2.52 %

15-year fixed-rate mortgage

from 2.68 %

These interest rates are for illustrative purposes only and are updated regularly (current status as at 28.05.2023). They do not constitute a binding financing offer.

The interest rates shown were determined by UBS key4 mortgages on the basis of the following financing parameters: canton: Zurich, loan amount: CHF 500,000, affordability: 24%, loan-to-value ratio: 50%, Special condition: sustainability certificate, mortgage payout date: 19.06.2023.

Other interest rates and terms available

Every financing is individual. We’re happy to help you find an interest rate offer that suits you. Simply arrange a consultation online.

Get in touch with us

How will interest rates evolve?

Receive our interest rate forecast regularly and free of charge by e-mail and find out more about future interest rate trends.

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Ready for the best offer?

Obtain a non-binding offer within minutes.

Combine offers from various Swiss financing providers to create your own personal total financing solution.

Attractive interest rates and terms of up to 15 years
Free, one-stop advice and processing
Receive non-binding offers immediately online
Find a mortgage

How much is your property worth?

We need only a few details about your property to estimate its current market value. We’ll send you the result free of charge by email.

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Do you have any other questions?

Mortgage interest

Current interest rates at a glance

UBS key4 mortgages: a brief guide

Short and concise: the advantages and the procedure

Help

Answers to frequently asked questions

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