Mortgages: what do you need to consider?


The foundation for your own home

What do I need to bear in mind when taking out a mortgage and how can I put together my optimal financing? You will find the answers here.

Our mortgage types

Fixed-rate mortgage
The mortgage with a fixed interest rate, so that you can plan your long-term budget with certainty.
SARON mortgage
The mortgage with a variable interest rate, so that you can benefit from low or falling interest rates.

Good to know

Re-financing a mortgage
What should I look out for when re-financing my existing mortgage?
Online mortgage
How can I obtain attractive mortgage offers online?

Our indicative interest rates*

Show more rates

These interest rates are for illustrative purposes only and are updated regularly (current status as at 14.04.2024). They do not constitute a binding financing offer.

The interest rates shown were determined by UBS key4 mortgages on the basis of the following financing parameters: canton: Zurich, loan amount: CHF 500,000, affordability: 24%, loan-to-value ratio: 50%, mortgage payout date: 15.04.2024.

The SARON mortgage interest rate comprises the SARON rate, plus the margin. Find out how interest rates are calculated on a key4 SARON mortgage here.

Questions about terms, affordability or amortization?

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