Mortgage comparison

The fixed-rate mortgage compared to the SARON mortgage

Find out which mortgage best suits you and your home.

Type of mortgage
Protection against rising interest rates
Opportunity to benefit from falling interest rates
Interest rate
Term
Option to change the type of mortgage
Amortization
At a glance
Fixed-rate mortgage
Fixed for the entire term
1 to 15 years
Possibility to switch to another product at the end of the contract term
Contractually agreed
Predictable costs thanks to a fixed interest rate for the entire term
SARON mortgage
Variable
Unlimited
Possibility to switch to a fixed-rate mortgage at any time
Contractually agreed
Attractive and market-oriented Swiss base rate with unlimited term
Protection against rising interest rates
Opportunity to benefit from falling interest rates
Interest rate
Term
Option to change the type of mortgage
Amortization
At a glance
Fixed-rate mortgage
SARON mortgage
Fixed-rate mortgage
SARON mortgage
Fixed-rate mortgage
Fixed for the entire term
SARON mortgage
Variable
Fixed-rate mortgage
1 to 15 years
SARON mortgage
Unlimited
Fixed-rate mortgage
Possibility to switch to another product at the end of the contract term
SARON mortgage
Possibility to switch to a fixed-rate mortgage at any time
Fixed-rate mortgage
Contractually agreed
SARON mortgage
Contractually agreed
Fixed-rate mortgage
Predictable costs thanks to a fixed interest rate for the entire term
SARON mortgage
Attractive and market-oriented Swiss base rate with unlimited term

Our interest rates*

SARON

from 0.52 %

5-year fixed-rate mortgage

from 0.54 %

10-year fixed-rate mortgage

from 0.70 %

15-year fixed-rate mortgage

from 0.92 %

These interest rates are for illustrative purposes only and are updated regularly (current status as at 19.10.2020). They do not constitute a binding financing offer.

The interest rates shown were determined by key4 on the basis of the following financing parameters: canton: Zurich, loan amount: CHF 500,000, affordability: 24%, loan-to-value ratio: 50%, mortgage payout date: 19.11.2020.

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