Mortgages

The foundation for your own home

What do I need to bear in mind when taking out a mortgage and how can I put together my optimal financing? You will find the answers here.

Our mortgage types

Fixed-rate mortgage

The mortgage with a fixed interest rate, so that you can plan your long-term budget with certainty.

More about the fixed-rate mortgage

SARON mortgage

The mortgage with a variable interest rate, so that you can benefit from low or falling interest rates.

More about the SARON mortgage

Mortgage comparison

To make it even easier for you, we have summarized all the characteristics of the fixed-rate mortgage and the SARON mortgage at a glance.

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Good to know

Re-financing a mortgage

What should I look out for when re-financing my existing mortgage?

Find out here

Online mortgage

How can I obtain attractive mortgage offers online?

Find out here

Our indicative interest rates*

1.29

SARON mortgage

from 0.84 % + SARON

5-year fixed-rate mortgage

from 1.07 %

10-year fixed-rate mortgage

from 1.25 %

15-year fixed-rate mortgage

from 1.53 %

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These interest rates are for illustrative purposes only and are updated regularly (current status as at 21.12.2024). They do not constitute a binding financing offer.

The interest rates shown were determined by UBS key4 mortgages on the basis of the following financing parameters: canton: Zurich, loan amount: CHF 500,000, affordability: 24%, loan-to-value ratio: 50%, mortgage payout date: 23.12.2024.

The SARON mortgage interest rate comprises the SARON rate, plus the margin. Find out how interest rates are calculated on a key4 SARON mortgage here.

Questions about terms, affordability or amortization?

Simply schedule a free and non-binding appointment. We’ll be happy to answer your questions and prepare an individual offer for you.

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How will interest rates evolve?

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Do you have any other questions?

Mortgage interest

Current interest rates at a glance

UBS key4 mortgages: a brief guide

Short and concise: the advantages and the procedure

Help

Answers to frequently asked questions